Financial technology startups have been exploding in recent years, and this year may be the biggest for fintech. There are dozens of fintech companies nearing the coveted unicorn status of a $1 billion valuation. While startups are making the lives of consumers and businesses easier, many established fintech companies have been doing the same for years.

What is Fintech?

Fintech is a term that means financial technology. This is an industry that provides innovative financial services with cloud and software. Fintech has business and consumer applications that range from the forex trading system realm to health services systems to mobile payments. Fintech companies in the U.S. have garnered funding totaling to $12.4 billion.

With both business-to-client and business-to-business applications, financial technology has altered the banking industry, servicing people who do not have bank accounts. Also, fintech has applications in emerging technologies such as blockchain and artificial intelligence.

With the rise of fintech companies in human resources, investing spaces, cryptocurrency, and insurance, many consumers are likely to use one or two of these applications to manage finances. The following are the 8 fintech companies to watch in 2019 and beyond:

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  The marketing plan is an essential strategic document that is required by every business to get their product or service to the hands of their prospective customers. It involves the roadmap as to which awareness and demand for a product can be created.

It is as such that the marketing planning process is a quintessential step in developing a fully-fledged business plan. However, it is not just companies who develop marketing methods, but organizations as well. It is through a marketing plan that the overall image of an organization can be shown in its full light.

A marketing plan can be implemented in either a business that is just about to start or any existing enterprise that plans on launching a new product or service line. Continue reading →

The sheer amount of financial and logistical obstacles that small businesses face is incredible. Most people have no idea what kinds of challenges await budding entrepreneurs and small business owners, yet anybody in charge of their own enterprise can list dozens of problems and tribulations.

Arguably one of the biggest challenges newer small businesses face is financial in nature. While great ideas and solutions can yield massive profits over time, initial start-up costs and day-to-day operations in the short-term can be monumental. As such, saving money whenever and wherever possible is absolutely imperative.

To assist with this goal, we’ll be looking at 4 cost-cutting, technology-based solutions that newer small businesses should take advantage of. Continue reading →